Loan Products
Choose the loan that fits your needs. All loans come with flexible repayment and competitive rates.
Quick Start Loan
Perfect for first-time borrowers or emergencies
Loan Amount: KES 2,500 - 10,000
Term: 3 months
Interest Rate: 18%
- Instant approval
- Same-day disbursement
- Flexible repayment
Growth Loan
For business expansion and investments
Loan Amount: KES 10,000 - 30,000
Term: 6 months
Interest Rate: 18%
- Higher amounts
- Longer terms
- Competitive rates
Premium Loan
For major projects and aspirations
Loan Amount: KES 30,000 - 50,000
Term: 12 months
Interest Rate: 18%
- Maximum flexibility
- Extended terms
- Priority support
Why Choose Nyota Loans?
Instant Approval
Get approved in 15 minutes with just your ID and M-Pesa.
No Hidden Fees
Transparent pricing - what you see is what you pay.
Flexible Repayment
Choose terms that fit your budget from 3-12 months.
Early Repayment
Pay off your loan anytime without penalties or extra charges.
Ready to Get Started?
Choose your loan and apply today. Funds in your account within 24 hours.
Apply for Loan