How It Works
Get your loan in 4 simple steps
1
Apply Online
Fill out a simple application form with basic information. Takes less than 5 minutes.
2
Get Approved
We verify your information instantly. Approval happens in 15 minutes.
3
Receive Funds
Money is sent directly to your M-Pesa account within 24 hours.
4
Start Repaying
Repay through M-Pesa on your schedule. Choose flexible payment terms.
What You Need
To Apply
- Valid National ID
- Active M-Pesa Account
- Phone Number
- Email Address
Eligibility
- 18+ years old
- Kenyan citizen
- Good credit history
- Employed or self-employed
Common Questions
How fast is the approval?
Most applications are approved within 15 minutes of submission.
When do I get the money?
Funds are disbursed within 24 hours to your M-Pesa account.
What if I miss a payment?
Contact us immediately. We offer flexible rescheduling options.
Can I repay early?
Yes, early repayment has no penalties or extra charges.